Get your Oceanic Score — start for $49. No credit check. Take the Assessment →|Finance up to $20K · no FICO
About OceanicScore

Built for people tired of being told what's wrong
without a real way to fix it.

You don't need another app or lecture. You need a clear picture of where you are, concrete options for what to do next, and a way to move forward on a complete plan without being blocked by a giant price tag.

Get Your Score →See All Plans
238
Health calculators
All built. All live.
6
Goal-based programs
Lean · Alpha · Restore · Sharp · Full Court · Elite
$20K
Max program financing
No credit score required
$49
To start today
Health Layaway — features unlock as you go
How OceanicScore is different
Score → programs → clinicians → payment.
01
The score is the starting point
Most platforms drop you into a product catalog or a single-service funnel. OceanicScore starts with a structured assessment that generates a real number — your Oceanic Score — built from 240 evidence-based calculators and your personal health history. That number tells you exactly where you stand and what actually needs attention.
02
Built around goals, not billing codes
Weight loss. Hormones. Pain. Longevity. Real goals cross clinical categories. OceanicScore builds programs around what you actually want — not around which specialist happens to take your insurance.
03
One connected experience
Assessment to score. Score to programs. Programs to clinicians. Clinicians to products. Products to payment. Every step connected, every handoff handled. You don't have to be your own architect.
04
Financing that removes the wall
The OceanicScore Flex Plan finances complete programs up to $20,000 based on how you actually pay — not on a FICO score. Payments are timed to your payday. Start for $49 down. No credit check, ever.
Where we come from
Built on Atumnus.
Opened to everyone.

Atumnus is a longevity-medicine company that developed novel short-chain peptide bioregulators and a multi-disciplinary clinical network. OceanicScore is the consumer layer — making the same clinical rigor accessible to anyone, at any budget, through a transparent score-based system.

Origin
Built from Atumnus — a longevity-medicine company developing novel short-chain peptide bioregulators and a multi-disciplinary clinical network.
Platform
OceanicScore emerges as the consumer layer: assessment, scoring, program routing, and financing in one connected system.
Network
Chiropractors, MDs, NPs, med spas, and gyms join the provider network — all receiving pre-assessed patients routed through the platform.
Today
238 calculator entry points. Six goal-based programs. One financing system. One score. Available at oceanicscore.com.
How care is delivered

OceanicScore operates as a Managed Services Organization (MSO). All clinical decisions are made by independent licensed providers — MDs, DOs, NPs, DCs, and specialists. OceanicScore handles intake, routing, scheduling, billing, and the Flex Plan. Clinical authority stays with the clinician.

Prescriptions are written by licensed network physicians and fulfilled through 503A pharmacy partners with climate-controlled shipping. Patient data is shared with providers only with explicit patient consent, in full HIPAA compliance.

Financing structure

The OceanicScore Flex Plan is an internal payment option — not a third-party lender. Qualification is based on payment history and a checking account, not a credit score. Programs up to $20,000 can be financed with payments timed to your payday.

Providers are paid per service performed at fair market value — not per referral. Disbursements happen weekly. No collections, no billing disputes.

Ready to see your score?
Free · 4 minutes · No credit check · Start for $49
Take the Assessment →I'm a Provider