OceanicScore · Plans & Programs
One platform.
Every level of care.
Start for $49 down.
Pick a goal-based plan. Build your own. Or go Elite. Every plan financed through the OceanicScore Flex Plan — no credit score, payments on your payday.
OceanicScore Flex Plan
No credit score · Qualify in 3 min · Programs up to $20,000 · Start for $49
Pre-Built Plans — Choose Your Goal
The most popular programs — designed around what men actually want. Pick the one that matches your goal.
Weight Loss Plan
Lean
GLP-1 routing, metabolic score, nutrition.
$99/mo
Start for $49 down. No credit check.
→Full OceanicScore assessment + metabolic sub-score
→GLP-1 eligibility evaluation + clinical routing
→Opticeutical metabolic supplement stack (monthly ship)
→AI-generated meal plan (calibrated to GLP-1 dosing)
→240 health calculators — unlimited access
→Monthly score check-in + dashboard
→OceanicScore Flex Plan — no credit score required
Popular
Hormone + Performance Plan
Alpha
TRT routing, hormone score, energy + ED support.
$149/mo
Start for $49 down. No credit check.
→Full OceanicScore assessment + hormonal sub-score
→TRT eligibility evaluation + clinical routing
→ED + sexual wellness clinical routing
→Opticeutical hormone support stack (monthly ship)
→ADAM testosterone symptom quiz + score
→240 health calculators — unlimited access
→Monthly score check-in + dashboard
→OceanicScore Flex Plan — no credit score required
Pain + Recovery Plan
Restore
Chiropractic, massage, recovery score.
$149/mo
Start for $49 down. No credit check.
→Full OceanicScore assessment + recovery sub-score
→Local chiropractic — 2x adjustments/month
→Monthly massage — matched local provider
→Opticeutical anti-inflammatory stack (monthly ship)
→Back pain, sciatica, and pain severity calculators
→Monthly score check-in + dashboard
→OceanicScore Flex Plan — no credit score required
Longevity + Cognitive Plan
Sharp
Biological age, NAD+, brain optimization.
$129/mo
Start for $49 down. No credit check.
→Full OceanicScore assessment + vitality sub-score
→Biological age calculator + longevity score
→Opticeutical longevity stack — NAD+ precursors + brain support
→Functional medicine + longevity clinician routing
→Sleep, stress, and cognitive health calculators
→Monthly score check-in + dashboard
→OceanicScore Flex Plan — no credit score required
Popular
Complete Health Plan
Full Court
Every track. Every service. One plan.
$349/mo
Start for $49 down. No credit score — ever.
→Full OceanicScore assessment + all 4 sub-scores
→All clinical tracks: GLP-1 + TRT + hair loss
→Gym membership — ClassPass network (20,000+ locations)
→Local chiropractic — 2x adjustments/month
→Monthly massage — matched local provider
→Opticeutical full-stack protocol (monthly ship)
→AI-generated meal plan
→Monthly health coach check-in (15 min virtual)
→Priority scheduling — 48hr clinician guarantee
→OceanicScore Flex Plan — start for $49 down
Build Your Own Plan
Pick exactly what you need. Bundle savings kick in automatically — the more you add, the more you save.
Pick 3+ services → 10% off
Pick 5+ services → 15% off
Pick 7+ services → 20% off
Elite · Concierge + Regenerative
The ultimate plan.
Everything in our network.
Everything in our network.
Stem cell therapy series, peptide infusion protocols, IV NAD+, exosomes, PRP — combined with every clinical track, a dedicated case manager, and concierge scheduling across the entire OceanicScore network.
$20,000/year
OceanicScore Flex Plan · no credit score · payments matched to your payday
Apply for Elite →→Everything in Full Court
→Annual stem cell therapy series (network regenerative clinic)
→Peptide infusion protocols — IV NAD+, exosomes, PRP
→Dedicated OceanicScore case manager
→Quarterly in-person comprehensive assessment
→Unlimited clinician access — all specialties
→Concierge scheduling — same-week appointments
→Annual program — OceanicScore Flex Plan available
OceanicScore Flex Plan · The Only Payment System Built for Complete Care
Finally, a payment system built around patients,
not credit scores.
not credit scores.
Traditional medical financing was built for lenders. OceanicScore Flex Plan is built for outcomes. By combining real payment behavior data with flexible terms, we approve far more patients and make full care plans possible where others simply say no.
No one else in our space is doing this. We are the first clinic platform to pair a personalized health score with a payment system that ignores FICO, matches payments to your payday, and supports complete care packages up to $20,000.
OceanicScore Health Layaway
Not ready for the full plan? Start for $49 down.
Make monthly payments toward your program. Features unlock as you go. No interest, no credit check, no judgment.
No credit score — ever
We use real payment behavior data, not FICO. If you pay your bills and have a checking account, you qualify. Period.
Built for health, not banks
OceanicScore Flex Plan was designed from the ground up for healthcare — not for car loans or store credit cards.
Fast, personalized approvals
Most patients know within 3 minutes what they qualify for and can see realistic monthly payment options.
Complete programs, not fragments
We finance complete wellness packages — from chiropractic and GLP-1 plans to full Elite concierge programs up to $20,000.
Aligned with your life
Payments are timed to your payday cycle — weekly, every two weeks, or monthly. You pay when you have it.
We stay in the relationship
Your agreement is with our care team. We adjust your plan when life changes, instead of locking you into a rigid third-party contract.
Ready to get your Oceanic Score?
4-minute assessment. No credit check. Start for $49. Every level of care available.